Buying A Home

Your Stress-Free La Palma Home Buying Journey Starts Here

You’ve decided buying a home in La Palma or one of its neighbor cities— Cypress, Buena Park or Cerritos. Each of these communities has its own special character as well as a wide variety of home choices. So, how do you decide how and where to start your home search?

You’ve made a good first move by visiting this site. Here, you’ll find lots of information about the different cities  and you can search for homes in Orange County by price or by city

You also have the advantage of finding real estate agents who live here, work here and love this area—that’s us, Ric and Pamela Dizon. We’re ready to chat with you anytime. There’s absolutely no pressure or obligation, just a chance to learn more about your housing options in the La Palma and Orange County area.

Your Homebuyer’s Checklist

Before you start your home search, it’s a good idea to know both what you need and what you can afford.

Make a list of everything you consider necessary. This may include

• Number of bedrooms
• Number of bathrooms
• Yard size
• Garage size
• Proximity to schools/work
• Formal dining room
• Eat-in kitchen
• Any other ideas you have

Be sure to take this list with you when you start visiting homes so you can keep track of each home’s potential to be “the one.”

Let’s Talk About Money

It’s critical to know how much you can afford before you start looking. One way is to become “pre-approved” for a mortgage. This is a simple procedure in which you meet with a lender, present some documentation of your income and expenses, and then receive a letter stating that you qualify for a loan of a stated amount. Ric has years of experience helping homebuyers qualify for affordable loans. Email or call him at (714)396-6829 for a confidential, no-obligation chat about your home loan options.

Don’t Bust Your Budget

Once you have determined how much you can afford to spend, stick to your budget. Being “house poor” is no fun.  It’s better to settle buying a home smaller than to strain your finances for a more luxurious one.

Need Down Payment Help?

California has a number of down payment assistance programs. Check your eligibility now.

Save Money and Aggravation…Hire an Inspector

Before you make a final decision about buying a home, hire a licensed inspector to check out the structure and systems. This can prevent many unhappy (and expensive) surprises down the road. We’ll be happy to refer you to reliable home inspectors who work in the La Palma, Cerritos, Buena Park and Cypress areas. Contact us today.

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